DWP State Pension payment dates in July based on two-digit code

Pensioners across the UK have gained from an income boost after the government uprated the State Pension by 4.1% for the 2025/26 financial year in line with the triple lock.

The uprating, which took effect in April, means the full basic State Pension is now worth £176.45 per week, while the full new State Pension is worth £230.25 per week. The Department for Work and Pensions (DWP) has said the increase will provide an extra £360 per year to those on the full basic State Pension, while those who receive the full new State Pension will be an extra £470 per year better off under the new rates.

The State Pension is typically paid every four weeks and when you first claim it, you choose the date when you want to receive your payment.

Payments in can be disrupted due to bank holidays, forcing the DWP to send money into bank accounts earlier than normal, but as no bank holidays fall in July, State Pension payments will be going out as normal this month.

Pensioners can determine their usual State Pension payment day by looking for the two digit code at the end of their National Insurance number, as this specifies the date on which payments are issued. This is how National Insurance numbers correspond to payment days:

• 00 to 19 - paid on Monday
• 20 to 39 - paid on Tuesday
• 40 to 59 - paid on Wednesday
• 60 to 79 - paid on Thursday
• 80 to 99 - paid on Friday

So if your National Insurance number ends in 00 to 19 then you will be paid on a Monday in June, while those with numbers between 20 and 39 will get their payment on a Tuesday, and so on. Whether this is at the start of the month or towards the end depends on the date you selected to get your first State Pension payment.

The DWP explains: "You'll be asked when you want to start getting your State Pension when you claim. Your first payment will be no later than 5 weeks after the date you choose. You'll get a full payment every 4 weeks after that.

"You might get part of a payment before your first full payment. The letter confirming your State Pension payment will tell you what to expect.

"The day your pension is paid depends on your National Insurance number. You might be paid earlier if your normal payment day is a bank holiday."