Bajaj Housing Finance Shares Dip Despite Strong Q4FY25 Performance with 25% Growth in Disbursements

Mumbai, April 7 Shares of Bajaj Housing Finance Ltd declined nearly 4% in Monday’s trade despite the company reporting a robust 25.08% year-on-year growth in gross disbursements for Q4FY25. The counter is currently trading at ₹116.80, down ₹4.80 or 3.95% from its previous close of ₹121.60 on the BSE.

Stock Performance and Market Activity

• Day’s Opening: ₹109.45

• Day’s High/Low: ₹118.75 / ₹109.45

• Volume Traded: Over 15.71 lakh shares so far

• 52-Week High/Low: ₹188.45 (18-Sep-2024) / ₹103.00 (28-Jan-2025)

• Market Cap: ₹98,188.85 crore

Despite strong financial metrics, the stock remains under pressure, possibly due to profit-booking, broader market sentiment, or valuation concerns after a sharp rally earlier in the year.

Financial Highlights Q4FY25

• Gross Disbursement: ₹14,250 crore, up 25.08% YoY from ₹11,393 crore in Q4FY24

• Assets Under Management (AUM): ₹1,14,680 crore as of March 31, 2025, a 26% increase YoY

• Quarterly AUM Growth: Up ₹6,365 crore in Q4 alone

• Loan Assets: ₹99,500 crore as of March 31, 2025 vs ₹79,301 crore last year

Shareholding Pattern

• Promoters: 88.75%

• Institutions: 1.93%

• Non-Institutions: 9.32%

Company Overview

Bajaj Housing Finance Ltd, a subsidiary of Bajaj Finserv, is a non-deposit taking housing finance company regulated by the National Housing Bank (NHB). The company offers tailored financial solutions for buying, constructing, and renovating residential and commercial properties.

Market Outlook

While the fundamentals remain strong with consistent AUM growth and loan book expansion, the current stock dip may present a buying opportunity for long-term investors, depending on broader market dynamics and future earnings visibility.